Credit Cards

With a VISA® Credit Card from Post Community Credit Union, you’ll have affordable credit at your fingertips whenever you need it most. No matter where your adventures take you, your VISA® is packed with everything you need!

  • No annual fees
  • Limits up to $15, 000
  • Low, fixed rate on all purchases, cash advances and balance transfers
  • No minimum finance charge
  • Online account access
  • 25-day grace period on purchases
  • Local administration and payment processing
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases11.90%
APR for Balance Transfers11.90%
APR for Cash Advances11.90%
How to Avoid Paying Interest on PurchasesYour due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection BureauTo learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http: //
Transaction Fees
Foreign Transaction Fee1.00% of each transaction in U.S. dollars
Penalty Fees
Late Payment FeeUp to $10.00
Over-the-Credit Limit FeeNone
Returned Payment FeeUp to $5.00

Manage your VISA® Credit Card Online

It’s free and it’s easy! You can review your account information, track spending, set alert notifications, pay your bill, download files and much more! Managing your account is fast, secure and easy with EZCARDINFO.

Report a Lost or Stolen Card

Please call 269.966.3900 during normal business hours and 800.991.4961 after hours.

Verified by VISA®

Verified by VISA® adds an extra layer of security to make it harder for someone else to use your VISA® Credit Card to shop online in the unfortunate event your VISA® or account number is lost or stolen. Each time your VISA® Credit Card is presented to make an online purchase at a participating merchant, you can be assured that Verified by VISA® is working to make sure it is you that is attempting to make that purchase and not someone else. There is no special software to install. You will continue to shop as usual, and your enrolled VISA® card number will be automatically recognized at checkout.

Check rates. For more information, contact us at 269.966.3900 or click below to apply today!