Personal Loans from Fast Loan Direct Review

Fast Loan Direct is a legitimate American company where people can borrow extra cash for their minor financial expenses. While getting personal loans from traditional financial institutions, like banks or credit unions, is often unavailable for bad credit borrowers, Fast Loan Direct lending partners will provide you with financial support regardless of your credit score. If you are looking for reliable sources for fast loans, this company is right for you! It offers rapid funding options, allowing you to receive the money as soon as the next business day after approval! 

Use Direct Lenders for Fast Loans 

Choosing a place to borrow personal loans is always a responsible process. It is crucial to ensure the lender is legal and reliable. While checking the provider’s reliability is easy when you borrow from a traditional bank or a credit union, the situation is more complicated in the case of online fast loans. Therefore, it is recommended to apply for extra cash through direct lenders to avoid fraud and the disappearance of a lender. 

If you are looking for fast loan options with no middleman, Fast Loan Direct is the right place for you! 

Eligibility Criteria for Personal Loans from Fast Loan Direct

Getting a personal loan from Fast Loan Direct lenders is a simple process requiring a borrower to meet only several eligibility criteria: 

  • Be 18 years of age or older;
  • Have an active bank account (checking account or savings account);
  • Have proof of income (bank statements);
  • Have a government-issued ID. 

Benefits of Choosing Fast Loan Direct Lenders

Fast Loan Direct is a place where you can borrow money quickly and safely. Pay attention to the advantages of direct lending for fast loans through the company: 

Quick Approval for Fast Loans

The company offers many rapid funding options to its clients. Borrowers can get the money directly to their bank account as soon as the next business day. 

Online Application for Fast Loans 

You don’t need to waste your time visiting physical offices and waiting in long lines. Fast Loan Direct offers an online application process for their personal loans. Apply for extra cash from the comfort of your home! Send a request, and the money will be credited to your checking account within 24 hours. 

No Middlemen 

You don’t need to overspend for middlemen. The company cooperates with direct lenders that prevent you from paying application fees and origination fees. 

Available for Bad Credit 

Fast Loan Direct allows you to enjoy the streamlined application process for fast loans regardless of your credit score. You can apply for extra cash even with a bad or poor credit history! 

Drawbacks of Fast Loan Direct Lenders

Although the company provides convenient borrowing options for clients, it still has several cons: 

High-Interest Rates

While personal loans are significantly cheaper than other types of loans, such as payday loans, title loans, or tribal loans, they may still be costly. At Fast Loan Direct, an interest rate for a personal loan can reach 35.99% APR.  

No Pre-Approval 

Pre-approval with a soft-credit check is a convenient way to see your loan approval chances. Unfortunately, Fast Loan Direct does not offer its clients such an option. 

Late Fees

While the company does not charge application fees and origination fees, it still may require paying a late fee for missing your payments. 


How much can I borrow via Fast Loan Direct personal loans? 

Fast Loan Direct provides its clients with loans from $100 to $35,000, which is enough to cover most expenses. 

When do I need to repay my personal loan from Fast Loan Direct? 

The Fast Loan Direct company offers a repayment period for its personal loans of up to 72 months. You need to repay the money within this time to avoid late fees. 

What is the origination fee amount at Fast Loan Direct? 

Fast Loan Direct does not charge origination fees from borrowers. You can obtain a personal loan without additional charges. 

Do Fast Loan Direct lenders charge prepayment fees?

No, you will not be charged prepayment fees when applying for a personal loan through Fast Loan Direct lenders. 

Do Fast Loan Direct lenders report to major credit bureaus? 

Yes, the lenders send the borrower’s bank account details to one of three major credit bureaus (Equifax, Experian, and TransUnion). Therefore, making on-time payments can help you improve your credit score.