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home mortgages

A Mortgage Loan from Post Community Credit Union will make you feel right at home and comfortable about your future. You can trust our Mortgage Professionals to help make it possible to live your dreams and get the money you need to make your home your own.

We understand that buying a new home is one of the most important decisions you will make in a lifetime. Post Community Credit Union has been committed to building relationships with our members and community by delivering outstanding member service and affordable financial solutions since 1936.

  • 10, 15, 20 and 30-year Fixed-Rate Mortgages
  • 5 and 7-year Balloon Mortgages
  • Vacant Land & Construction Loans
  • Competitive rates
  • Low closing costs
  • Free pre-approvals

a quick & easy guide to mortgage pre-approval – it’s free!

Purchasing a new home?

With Post Community Credit Union’s quick and easy guide to Mortgage pre-approvals, you can shop with confidence knowing you have a Home Mortgage Loan that has already been approved.

What are the advantages?

Enjoy the security of being approved for your Mortgage before you begin searching for a new home. Strengthen your negotiating position when making an offer on a home by submitting your pre-approval letter to your Realtor®. Look for a home with the satisfaction of knowing you have an approved loan.

Free Home Mortgage Loan Analysis

Compare the costs of various Home Mortgage Loan options and determine how much you can afford before you begin looking for your new home.

essential documentation for processing a successful mortgage loan

Please bring the following required documentation for processing a Mortgage Loan request with you to your appointment:

Purchase Transaction (including new construction)

  • Purchase/building agreement
  • Plans and specification (new construction)
  • Copy of deed (if building new home on member’s lot)
  • Last Two Pay Stubs and W-2’s from the last two years
  • Driver’s license
  • Complete federal tax returns from the last two years – personal and business (self-employed)
  • Current profit/loss and balance sheet (self-employed)
  • Evidence of sufficient funds to complete transaction, two most recent months of bank statements, 401K statement, HUD settlement statement from sale of current home
  • Other supporting documentation necessary to complete loan application processing

Refinance Transaction

  • Copy of deed, title insurance policy or survey
  • Last two pay stubs and W-2’s from the last two years
  • Driver’s license
  • Complete federal tax returns from the last two years – personal and business (self-employed)
  • Current profit/loss and balance sheet (self-employed)
  • Home owner’s insurance information
  • Other supporting documentation necessary to complete loan application processing
  • Current Mortgage statement
  • Asset information for reserves (i.e. 401k, two most recent months of bank statements, stocks, etc.)

*If property is in trust, a certificate of trust existence copy is required.

All Home Mortgages are originated, processed, closed and serviced locally. Let us roll out the carpet for your big move or take the hassle out of refinancing your home with our personal service, great rates and generous terms.

Check rates. For more information, contact us at 269.966.3900 or click below to apply today!

Apply for a Post Community Credit Union Loan

building dreams...one home loan at a time!

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