Need Money Now?

At Post Community Credit Union, we understand that unexpected expenses don’t warn you in advance, they just happen. We’re here to be your stress-free solution for situations when you need money urgently. With our fast consumer loans, members can access the funds in as little as one business day!

BEST OPTIONS FOR FAST CASH FROM POST COMMUNITY CREDIT UNION

Need money now? At PCCU, we’re always at your service. Here are some options available to our members:

PERSONAL LOANS

Our personal loans are a great option for members who need money quickly. With a personal loan, you can borrow a set amount of money and repay it over a set period of time with a fixed interest rate. We offer personal loans for a variety of needs, including home repairs, car repairs, medical bills, and more.

Personal loans terms & fees:

  • Loan amounts: up to $15,000
  • Interest rates: fixed, 4.4% APR for loyal clients, 6.4% APR for first clients
  • Administration fee: $5
  • Early repayment fee: 1% if the remaining repayment period exceeds 1 year or 0.5% if the remaining repayment term is less than 12 months
  • Collateral: may be required for borrowers with “subprime credit

SMALL PAYDAY LOANS ONLINE

Looking for an option with instant access to cash without leaving your home or workplace? At PCCU, we offer small payday loans with digital access to funds. From application to receiving money, you can enjoy the remote process without the hassle and long lines.

Small payday loans terms & fees:

  • Loan amounts: up to $1,000
  • Repayment term: up to 30 days
  • Interest rate: varies based on creditworthiness and ranges from 15% to 25%
  • Late payment fee: 5% of the payment amount or $25, whichever is greater
  • Origination fee: none
  • Prepayment penalty: none
  • NSF fee: $30
  • Collateral: no collateral is required

Please note that some additional documentation may be required. A loan officer may ask you to visit the nearest branch to provide it.

GUARANTEED PAYDAY LOANS

We offer guaranteed payday loans for members who need money quickly. Our payday loans are available for borrowers with any credit type. Enjoy our competitive interest rates and cover your short-term needs in just a few days.

Guaranteed payday loans terms & fees:

  • Loan amounts: up to $1,000
  • Repayment term: up to 30 days
  • Interest rate: fixed, from 15% to 25%, depending on the loan amount
  • Late payment fee: up to $25 or 5% of the payment amount, whichever is greater
  • Early payment fee: none
  • Origination fee: none
  • Prepayment penalty: none
  • NSF fee: $30
  • Collateral: no collateral is required

CREDIT CARDS

Looking for more flexibility? A credit card is always in your hand, as close as your wallet is. Our credit cards offer competitive interest rates and rewards programs, which makes them a great choice for everyday purchases or unexpected expenses. With our credit cards, you can easily make purchases and repay the balance over time.

Credit card terms & fees:

  • Credit limits: up to $15,000
  • Interest rates: as low as 11.9%, fixed on all purchases, cash advances, and balance transfers
  • Fees: no annual fees, 1% for foreign transactions, up to $10 late fees, up to $5 returned payment fees
  • Minimum finance charge: none
  • Online account access: available
  • Grace period: 25 days on all purchases

Wonder which option better suits your needs? We’re always here to help!

Before applying, make sure you’ve checked the rates and fees to be completely informed. You can also contact us for a detailed explanation if you have any questions left.