Rates and terms subject to change. Home Equity & Mortgage rates are based on 80% Loan To Value for principle residences and do not reflect closing fees or credit score adjustments. Longer terms may be considered on a case-by-case basis. Additional terms & conditions may apply. Contact the credit union loan department for complete details.
Savings Rates
Savings Accounts
Effective Date: March 19, 2014
APR*
APY**
Savings Account (Primary Share) Min. $5 Balance
0.10%
0.10%
Christmas Club
0.10%
0.10%
Vacation Club
0.10%
0.10%
Individual Retirement Account
0.50%
0.50%
Hi-Interest Checking
Effective Date: June 1, 2016
Balance
APY**
$.01-$5, 000.00
5.00%
$5, 000.01-
.01%
*APY=Annual Percentage Yield. 5% is earned on High Interest Checking Account deposit balances up to $5, 000.00 per month. Interest is calculated on an average daily balance for the month. The rate is subject to change. Easy monthly usage requirements: (1) ACH Transaction to a High Interest Checking Account. Log into ITSME247 Online Banking at least (2) times per month; make fifteen (15) debit card transactions using your signature (pin-based transactions not eligible); sign up to receive eStatements. No minimum balance requirements. (0.1% APY earned for not meeting requirements). Fees may reduce earnings on the account. Membership eligibility required. Subject to credit approval. Federally insured by NCUA. Equal Housing Lender.
Dividend or interest computation method, frequency and minimum balance requirements vary by account type. Penalty for early withdrawal exists on Certificates of Deposit and Christmas Club Accounts. Please contact the credit union office for details. Fees may reduce earnings on savings accounts.
